I like the idea of a lender looking at the deal and not pulling my credit (again), but I'm wondering how paying such a lender back would work, considering a (likely) higher interest rate and short amortization period.

And the property assessment would need to be changed, and of course, taxes increased, as well as separate utilities.

Also talk to your bank about a line of credit on your duplex.

Other than deductibles, and of course insurance rate increases, was best possible outcome.

I am looking for a 80% DSCR LTV loan for this deal.Here is some quick stats of the deal: Purchase Date August 11th, 2023 Purchase Price: 80KRenovation Cost: 60KAll - In : 140KEstimated ARV: 180k Estimated Rental Rate: $1,400 - $1,600Current Loan Balance: $111,000My Stats:- 720 + credit scoreHere is a link to the property for more information. https://www.zillow.com/homedetails/2730-Antler-Dr-W-Augusta-...Does anyone know any lenders or small banks in the area that will lend up to that LTV for a cash-out refi? 

I would say, while there are more people selling their courses than I wish, the number has actually gone down in the last few years.  

Give buyer a credit at $300/square.

Because it's possible to generate a lawsuit against yourself in the course of operating the property and you want to make sure your commercial insurance is going to cover the lawsuit against you personally.

Of course production increased.  

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