I think a comprehensive approach is best when screening for tenants.

@Brenda Hamstead I use nreig for builders risk during rehab, and then transfer it to vacant property coverage from there.

We probably look a lot for break even here with 25% down....of course we want better and the occasional deal comes through....but a lot of multifamily is less than 1%...maybe .8 coverage.   

They go off of the dept coverage ratio of the property to underwrite the mortgage but I beleive you will have to expect to come up with 25% down.

Hey @Kyle Smith Depending on age, condition, location etc that doesn't sound too bad for homeowners with wind coverage.

What type of coverage?

As a retiree , I will take full  family   Health insurance coverage  for a very low price  (1.5%  of my pension amount ).

Finding a solid insurer that will write a policy without requiring me to significantly rearrange my existing insurers/coverages has been really tough.If you find someone who can handle our situation pass along the information. 

I have insurance policies on each rental that provide $1 million liability coverage, and I have an umbrella policy for $2 million. 

Account Closed not a comprehensive list but these have been incredibly valuable in my investing career.https://rodkhleif.com/how-to-create-lifetime-cashf...https://www.amazon.com/Best-Ever-Apartment-Syndica...https://www.biggerpockets.com/store/raising-privat...Best of luck!