@Joshua TremblayYes,  called a public adjuster, and ending up with more than I thought, even after paying his fee.

Adjust the temperature knob on the water heater.

Especially in a damp climate like yours.  

However, in northern climates frame mounted panels (on flat roofs or on the ground) still offer better performance as they can be configured track the sun and they do not get buried by snow.

The thought would be that we could then possible qualify for a loan to satisfy those of us that need the cash or a portion of their inheritance and adjust the trust or LLc accordingly.Any Thoughts would be appreciated.

Connecticut has a colder climate and I just cannot see that being viable for long term tenants.

Are there things in my coverage that I should adjust [up/down/remove] based on your experiences?

You might want to adjust the title to ask about building a small shopping center, imo...Kudos,Mary

Well, I don't let my tenants do work on my properties so I need to adjust those numbers.If I find the seller is completely lying to me and not making 'honest mistakes' which is often the case with older sellers who aren't so involved in their properties any longer, I tend to walk away because I figure there are other issues that they won't disclose as well.

They will send you an escrow analysis once a year to show you how they are handling your money and will adjust the escrow payment for any increase or decrease if it goes over their allowed limit or if you're not paying enough to cover your insurance and taxes.