If you have $100,000 in your brokerage account to borrow against, why not just use the money and secure a traditional loan, versus gambling with an unknown and variable future rate?

Is an "eviction" actually necessary given she has already left?

Although there is sometimes resistance, he rarely complains because he’s making so much money!

Its also an ideal forum to talk in depth with other seasoned pro's to avoid lost time and money.  

I used Design Appruv on my first ADU and they have since gone bankrupt and stole everyone's money :/...so don't use them, but do look up their Yelp reviews if you want a good chuckle.My buddy CJ just left ADU Geeks and is starting his own company - I think for quite a significant discount. 

For my money and having had a number of properties there I think that FL is too boom/bust.

I was talking to an investor who told me if he bought my property, he would borrow money from a hard money lender for a few months and then refinance with a regular lender. 

@Dave Naphy- yes - you can use a HELOC for  down payment funds ...make sure you tell your lender your plans so that they can factor in the accurate HELOC payment information into your qualification ratios .....some lenders  will use the actual heloc payment and some lenders will use a percentage of the line amount so make sure 

Cash out refinances are also an option but no DSCR or alt products for PR at the moment.The rates were actually very comparable to mainland. 

Hey Edward, "The only problem is I don’t know where to start but willing to dive right in with the right people"This is not a problem; it's actually great that you are going through this at a young age.