A roof with 5 years left can mean any number of things (it may last 3 years or it may last 8 years).

They waited till the last minute to get an HOA questionaire which on the day before closing caused them to change loan terms.The original rate they agreed on and signed a closing disclosure was a 3.875% rate, and the new 'non warrantable' loan product is at a 5.5% interest rate.

Lastly, they like building relationships.

There have been several of those in the last few years.

We did a Zoom one last month, but we do in-person for almost all of them now and they rotate locations each month.

This could be a great property to have a tenant payoff over time.If owner-occupied 2 of the last 5 years, you could sell and pay no taxes on the proceeds.Where would you invest the money for a higher return?

I found an owner that bought three multifamily properties last year with the intention of renovating them, and then keeping them long-term.

I currently have one property (sold 2 over the last 3 years) I actively manage but it’s not enough for the 752+ hours annually to qualify.

The greater Milwaukee area has appreciated 7.5% last year and list prices in January already jumped 18% from December.

Buy and Hold and use it as a rental. for $1600-$1700 per monthComps for last 6 months in the neighborhood for 3/2 are $219,000-$289,000 for similar sq ftI am in paralysis analysis I think.