I have a few rentals houses that have 200-250K in equity in each.

There are some basics to REI, ABCDE - Appreciation, Built in Equity, Cashflow, Depreciation & Equity.

Have about $400k in equity in home and considering starting with $100-200k HELOC to have funds available, and to only pay for what I use.

This would mean 30k in equity for you, which will help you renovate your now VA loan home or use on another investment property.Renovate the newly VA loan home bought at 0% down using the HELOC funds. 

I had about $110k  built in equity so refi with cash out was no problem.  

I was not the builder of this project but the fact that I am using this as backing gives me around 10-15m in equity and yearly income for expenses related to the new construction, and around 5 acres to build a second structure on.The town (New Haven County, Connecticut)  has approved plans to build apartments, and or medical offices on the site in the past, and they would more than likely be happy with an additional 60 units.

You have $100,000 equity - how can occupying the unit help you build equity -just a little confused about that.So if you have $100,000 in equity you could -----Get a loan on the unit - keep it - rent it for an amount to cover your mortgage  and invest proceedsSell it - get your hands on that $100,000 and work on investing, give loans - buying notesSell it - do a 1031 tax deferred exchangedTake some of that cash and partner with someone like me to invest in lead generation or someone you trust to flip real estateIt sounds like you are in a good position - Be glad to give you some ideas - you are welcome to call anytimeCharles

.~$250k in equity in our small condo in Boulder, CO (worth about $530k right now) - we owe about $280k for 12 more years of a 15 year refiEmergency fund worth of cash (a bit low) and some insignificant retirement accounts ($10k and $30k, respectively)"Good" self-employment income, around $150k for both of us (it's all relative and that feels like pennies in Boulder)About $20k in credit card debt which should get paid off in a matter of a few months (we had some extraneous expenses in the recent past; long story; "won't happen again")About $16k car loan on my wife's Real Estate Mobile (she is a RE agent here in Boulder)I feel like we're the "Sam" character in Chapter 12 of the book - classically calculating our net worth looks OK, but calculating our "Real Net Worth" comes out depressingly negative.We really want to get started in REI, but of course we need to pay off our credit card debt and probably the car loan and save up $X first.Right?

I probablly have 150k in equity in the home but cannot qualify for a bank loan since I am a new commercial broker and don't have enough income.

We have a SF rental that has about $200k in equity.