I was under the impression it was more of as standard than what others see it as though and as such was thinking about incorporating it into our rental price determination.  

The folks who live here have been having "town hall meetings"  and talk of incorporating into a small township/city. 

Investment properties naturally have a higher percentage but if it is an an LLC already then I think you got a pretty good rate.

@Dave Holman @Kenneth LaVoie @Mike RoyHave either of you done some napkin math on natural gas boilers vs mini-splits?

I also started reading "The Millionaire Real Estate Investor" and its already dropping some good nuggets of information that I can incorporate. 

The most common exemptions are rental units in these categories: rental units (including condominium or cooperative units) owned by a natural person whoowns no more than four rental units;" - https://dhcd.dc.gov/sites/defa...Thanks for the help in advance! 

Naturally when looking at investments they cost more to you because they are riskier.

Naturally, the lever is much more powerful in a lower cap rate environment.

Contractor relationships; vetting, incorporating contractor signed timelines with penalties, bidding job for job (more time intensive but easier to keep on schedule and easier to watch expenses), receive a per unit labor cost for better future job estimation.

It sucks to see savings go down, and by nature, people don't want to let go of it, but it will likely to be to your benefit to pay off the 17k, and instead of paying debt with interest, re-fund your savings with that payment.