conventional 30 year loan through a local bank that is exclusive to the resort How did you add value to the deal?

It has appreciated enough that I am refinancing into a conventional.

Questions / Notes:- Will I have any issues getting and closing with a conventional loan here? 

I can qualify for a conventional loan, this offer is just listed ONLY for owner financing. 

My plan is to divide the lot, which shouldn't be an issue based on my conversation with the township, and then cash out refi each property with conventional 30 year financing.

It offers a few other ideas like the following: The Conventional 97 loan:Loan size may not exceed $510,400, even if the home is in a high-cost market.The subject property must be a single-unit dwelling.

Both names are on the deed. here’s the down and dirty on the house:Mortgage— 434kARV—- approximately 650-675kMortgage is current my friend needs to stay in the house for the sake of her 5 kidsShe owns her owns her own nail salon/spa which is mostly a cash business Her credit score is 600ishBecause she is not a w2 employee she will have a difficult if not impossible time getting a conventional loan. she has asked her ex how he needs to walk away from this mess and he said he wants half the equity. 

Usually you can find conventional financing with no points.

Also, with a conventional loan, can I get additional funds for renovation?

Conventional loan What was the outcome?