However I can not imagine it takes that kind of money to open for example a local sandwich or ice cream shop in a city where rent would be say $2500 - $4000 on average for prime locations, in my size requiremnts. 

I recently shopped local banks and they asked for 2 year tax returns and bank statements in lieu of W2s.

@Deanna McCormick your just a 1 stop shop!!!

This entails sufficiently sanding/scuffing ALL the surfaces being painted... a very tedious, time-consuming process on raised-panel doors.Or, you could remove the doors and drawers, take them to a furniture refinisher or cabinet shop, and have them prepped or stripped (a lot of these shops have strip tanks which makes the process easy).

Such as when you walk into a chain restaurant or shop a retailer anywhere in the US you will receive similar service.Facebook Marketplace can work because you cut out the middleman agents—the matchmakers.

If you like the idea of living in a newer more modern home, like to be close to shopping and major restaurants, something more east may be best.

After the flooding I am starting to shop around for a contractor to install the sheet-rock.

Then you can offer a short term lease for the off season.If you are looking for an AirBNB type, you may consider something further North into Scottsdale that would allow for access to some of the events I mentioned, as well as close proximity to shops and dining. 

Shopping and amenities are not far off either. 

With today's technology / computers, it is much simpler to do and we use some of the same terminology for the same / similar concepts.Think of it this way, if you were running a business where you have many repeat customers to who provide a service or product (e.g. flower shop, pool cleaning, HVAC maintenance, whatever), you would not have a separate bank account for each customer but you would have to keep track of what each customer has been invoiced and what payments they have made.