Is this a national, regional or mom and pop tenant?

@Steve Morris Sounds like I would do better with a local or regional bank. 

In my region, we have to give "5 day notices,"  in a legal format.   

My cousin, on the other hand, happens to be the regional VP of a mortgage company, so I will be asking for financing through his company, but it sucks to have to open my personal life to him in that way, but I know I can trust his integrity with the process.

Another regional bank has a special program for residential only that will package/bundle up to 4 addresses (houses) and do 15 or 20 year amortization at fixed rate for the entire term. 

We have used a small regional bank here in rural Wisconsin to do what I would consider; commercial, blanket, and portfolio, all in the same loan.

@Shane Siebenthall,I am a local property manager that services the greater Sacramento Region and word of advice is to speak to a local real estate attorney.

There is a strong community of baltimore region investors here on BP.

Hi Chandra, it's very regional specific and also time specific as building cost keeps moving up.

I have shopped multiple other companies.My current company, Nationwide, is about to push a 25% increase to my entire region.