To me, that's just taking advantage but people will pay what they will pay.$1k UW - This is within the range$1k Legal - This is within rangeAdditional costs - title, appraisal, property insurance (~$2k)10% of renovation estimate as contingency due at closing.Renovation funds issued on a reimbursement basis for work completed. - I never, ever heard of 10% of the renovation funds due at closing and I've closed 100s of bridge loans with many different lenders.I think there's way, way better terms out there but I do not know your credit, if it is good these terms are way off.

Want to understand why our industry is reviled by most people?

Thats basically a commercial business loan...just for farming instead of running an accounting firm. 

Never, Never use your sellers property tax expenses to estimate your future property tax, this is a big mistake done my many people in the industry.If you haven’t sell your Main home where you are living yet you might consider to keep it, because your new home would be triple the amount your are paying right now.

@Elena Dubinski once I knew about tax liens and had a very basic understanding I took an attorney to breakfast and he cleared up most of my concerns about risks.

Expecting other people to solve your problems7.

It might weird people out thinking that you can listen in on them but it is a way to offer streaming audio on the cheap. $19.99-29.99 Blink Mini 2 (latest version) plug in smart camera with audio - https://www.amazon.com/Blink-Mini-2-Camera-White/dp/B0BWWZXW...So this is available as either standard or with the weatherproofing.

Needing only 5% down rather than 20% will help many people looking in this space.

Yeah people have little idea what a pain in the *** it is to locate and buy property in other countries.

I can shed some light.LAW EXEMPTIONS - There are very few parts of the VRLTA that allow an exemption for people based on units owned, and late fees is not one of them.