Conventional loans owner-occupied allow for 5% down, and unlike FHA loans, the PMI does come off the loan. 

Are you looking to owner occupy?

What would you do if the 88 year old tenant who has occupied the unit for 20 years can't afford a 200 dollar rent increase? 

My wife and I bought it as an owner occupied property in 2019 with a 15 year note at 4%.

While there are of course some benefits to a condo, the associations are able to raise your HOA fees any time they have a "need", may have to levy large "special assessments" in the event of large expenditures, and can even make sure that only a certain % of units in the community are not occupied by actual owners thereby making rentals difficult.

Since it's a turnkey provider who is selling this property, they have not given me the seller's discloser notice saying that seller has never occupied the property.

This will depend on a lot of factors like how many units there are, if it is owner occupied, etc. 

My fiancé bought a 3 family that we bought 3.5% FHA owner occupied and then we re-fi into a conventional after a few years.

Due to the current work situation, will not be able to occupy the property.

This will be owner occupied.