Though you are looking at a spec home so already built and I'd be surprised if the builder is offering you a 30 year amortized loan at 5.99%. 

Got an odd question and believe I know the answer but am looking to confirm.If I bought a property with seller financing, when the note is created the bank would still see the loan under the title correct? 

Investment Info:Single-family residence hard money loan investment.

I've already put down a significant deposit and now I'm considering leveraging a 100% loan for a second property, with a budget of up to $600k.

But some loans require that the property be occupied by the borrower for the first year.

When bringing up subject-to as an option, the agent kept stating that his loan was un-assumable and that there was nothing more outside of traditional financing that could be done.

So, talk to all the people you know about what you want to do.And hire a good securities attorney.

If so, how was your experience with their service and loan products?

Finally, create a detailed financial plan that includes your home buying budget, loan arrangements, rental income and expenses to ensure that the investment remains profitableThank you!

You need to talk to a Banker or Loan officer to go over your credit and see what you have in savings.