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All applicants for licensure as a broker must complete one of the following as proof of completion of the education requirement:a) a specific 36-hour brokers course of approved education programs in business management from an an approved Wisconsin school AND if applicant does not presently hold a salesperson's license in Wisconsin, applicant must also complete the 72-hour salesperson education requirement; OR b) a transcript showing 20 academic semester-hours credit in real estate or real estate related law completed at an accredited institution of higher education AND if applicant does not presently hold a salesperson's license in Wisconsin, applicant must also complete the 72-hour salesperson education requirement; ORc) a photocopy of current bar membership card or a certificate of good standing in the Wisconsin State Bar.

Not without your participation that is.

Or does that depend on the size of the institution?

A big thanks to Bill Schultz and everyone that's participating in this forum it's a major help to know what techniques other investors are employing presently.

OTH, let's say I was hit by a Mack truck, incapacitated to the extent I could not perform, I would point that out and clarify what constitutes default beyond just failure to close.IMO, banks and institutional sellers will continue to push the limits to manipulate buyers.

OK, I'll confess I didn't make it through all of the discussion, but I get the show stopper to be forward expectations of rising rates built into the instruments.Someone back earlier in the thread mentioned interest rate swaps (or possibly a forward starting interest rate swap in the case of a 3/1 or 5/1 ARM) as the perfect instrument to accomplish this, but they're only available in the institutional space.

If someone crosses the line, report their post, but don't engage them.We're all adults here with common purpose.It kills me that some people have allowed their disdain for one member or another to drive them away from participating here and from making money as a result.I hope everyone reading this can stop and think about this for a minute.

i am truly delighted to be a part of a progressive, profit-focused network of individuals such as this one. the rules immediately let every participant know that the site is true to it's purpose of knowledge,networking and deal making. i look forward to prospering in all of those areas here at this site, if i in anyway can be of assistance to any member regarding the sites purpose i will do so to the very best of my knowledge and experience...thank you for having me!

.- I've shared your survey of the 8000 FDIC institutions you handed out last week.