With my mothers health on the decline, I have not been able to work full time. 

I've gained an interest in Co-Wholesaling,and am looking forward to doing deals in the near future.I wish you all great health & new wealth within this new year 2016.God bless!

We dealt with delays on a few projects and some family health issues.

Here it is called "County Environmental Health" and they deal with wells, septic and environmental pollutions likely to seep into the water table.

Q1b: Investors that have experience in converting apartments/condo complexes/commercial spaces to health care, assisted living, etc facilities..

The law protects members of the Army, Navy, Air Force, Marine Corps and Coast Guard, including members of the National Guard, as they enter military service (active duty), as well as commissioned officers of the Public Health Service and the National Oceanic and Atmospheric Administration engaged in active service.

While I feel like a huge failure for conceding to bankruptcy (we  worked so hard to always pay every single bill on time without fail and maintained 711 credit score until filing) the stress of the rat race was affecting our sanity and health. 

Doesn't it seem odd that there were no rumors of a drop in real estate prices in 2006 when there was tangible evidence that it was unsustainable.The tech bubble burst in 2000 and many hedge funds that handle retirement accounts and have to invest went into oil futures and of course the mortgage backed securities which were toxic.Money also flowed into real estate and after 9-11 the fed loosened the money supply to keep us spending.The tech industry lost many jobs and yet the values of homes in the tech boom areas went up.Many of the techs who lost jobs found they had accumulated equity in the homes they had bought in the late 90's when real estate was boring.Many tapped that equity and began flipping houses.The easy money and low interest rates also caused an investment dilemma and made saving money and collecting simple interest less interesting.Investing in a second or third home that could be flipped for a profit or held for leverage seemed safe  and way more interesting. 

This has resulted in an opportunity for us small note investors to help "heal" the wounds of this event, help borrowers if possible and make a profit in doing so. 

I also love browsing book stores and examining the TOC, Index and skimming a few paragraphs - - it's not a waste of time and you and your significant other can always go to dinner thereafter :)Here's the path we took to our MFU 6-units:looked for a property which produced a cash flow - - not interested in property appreciation values, but needed to avoid red inkthis implies learning how to evaluate a rentals economic health and value (what are GSI, NOI, expense ratio, DSCR, cash/cash and cap rates).