Hello,I currently make a solid income and own a STR that is doing extremely well (30% COCR).

With no state income taxes they government needs to get their money somehow.  

At RAD Diversified, we offer investment partners the opportunity to invest in income-producing farms and cash-flowing properties like residential & multi-family with substantial value-add opportunities. 

I am currently running into issues with finding lenders due to me still being in college and having a lack of proof of income.

Upper Arlington (43212) is an established Class A neighborhood with good schools and potentially stable rental income.

If it's important to be near the Bay area then maybe consider the Tahoe Reno, NV market because it's only a few hours away if you need to go to the office and it offers a landlord friendly environment, low property taxes, and no state income tax.

PAYMENT DISBURSEMENTS - Incoming rents would come into a general rent account, replenish the maintenance fund for any expenses incurred through the month, take the PM fee, and then disburse the rest into the owners account.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with zero or negative relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, recent evictions.

As of now, I have saved up enough money for a down payment on a fha loan, and my income is expected to meet the loan qualification criteria soon (with my parent co-signing due to my limited income history).

This is because you're spreading the income out over many years rather than making a large contribution in a single year, which may put you in a higher marginal bracket.The part with a traditional 401(k) that doesn't get taxed is the time the money "sits" in the account.