So Cal would be perfect for me as my clients range from plumbers, electricians, accountants, attorneys, contractors, etc which made building my local team extremely easy.

"How to Master the Art of Selling" by Tom Hopkins is extremely valuable.

If your looking for knowledge I would recommend CCIM and/or the UW's "Certificate in Commercial Real Estate" - I've completed both and have been extremely valuable in analysis.

I have no doubt that you and Johnson will do extremely well during the next housing market downturn.I may have some good news to share in late Jan or mid Feb.....Stay tuned.

I'm using FHA financing and everything has gone extremely well... until now.Despite asking my mortgage broker on multiple occasions if I'd need cash for anything in addition to my down payment, inspections and appraisal, he has just informed me that I need 3 months of reserves (about $3,500) in my checking account at closing.

If you took the title but you reinstated the 1st and made payments, it is extremely rare that they would do anything.

The only time you should skip contingencies is if the property is extremely discounted and you know it needs major repairs going in, maybe a flip or a cheap foreclosure, otherwise always do inspections.

I am a little disappointed in our health care system in that they did not pick it up on the first hospital visit.In my opinion even if things were perfectly done in the house a CO detector would be worth the money, you never know what can happen.

I think this too is extremely helpful because trying to communicate your thoughts and ideas from your mind can be difficult especially to a GC or a sub.

I didn't say the loan proceeds would be taxable, although there are some extreme cases where it could be, I said the interest may not be deductible.I'd start with a good conversation with a CPA familiar with the regs.