In addition to Pennsylvania, my thoughts are exploring in the neighboring states—New Jersey, Maryland and Delaware.

Hey All,
I'm new to RE investing and jumping straight into multifamily and apartments. My goal is to build a portfolio to hold and maintain for the long-term. I’ve got some tools for finding off-market deals and anal...

Is sending out some goombas to break knee caps an option? 

These were the options that were presented in the signing documents as well as the option for the amount I'd like to initially draw.

I am not sure if this is the right place or not but I wanted some input into any obvious issues with my lease option offers to the tenant buyer that earns plenty of income but doesn't have the cash right now and wants to improve credit before purchasing but would like to lock in the price as our market is still struggling with inventory. 

I can put X down and would you seller finance or lease option the rest for a 12 month period or 24 months so I can have 2 years of work history and then get conventional financing?

I am thinking several options. 1.

This gives them the option to keep it at a low rate, but also compensates us if they don't get rent on time.

They will come up with similar options anyway. 

I wanted to explore the possibility of  building some housing units on them.