Laminate is more scratch resistant and LVP is more water resistant but with the newer laminates either one is a good choice.

There is flipping, turnkey, brrrr, syndications in SFR, MF, MHP, SS, Land, etc... a myriad of choices.

What about real estate interest you specifically and what do you feel passionately about.Do you want to build a portfolio that continues to earn or are you looking to get in and out fast and put the return in your pocket or to work towards the next one.Figure out where you want to be then the choice on how to get there may become easier.

Likewise, if they make it impossible to check major background info like evictions, many landlords will again take the next best choice - go to higher priced units, so the tenants will be worth chasing if things go bad.

This is likely more time efficient, which is beneficial to you.

We'd love to connect with investors who would like someone to find deals for them and develop a mutually beneficial relationship. 

My only point is unless you can see the future all you are left with is making choices that improve your percentage chance of success. 

If not, then Refi and restart your 15 with about the same terms and for 8k getting 700 less on your payments.This is a life style choice over a what's the math says choice.

@Adam Oliver Probably not a bad choice as long as you don't need the money for a long time (several years) and don't mind a lot of volatility.

@Brandon Baker there's lots of choices for high yield savings.