I know its probably too simple.. and I get the programs that are allowing folks to just add the payments to the end..

Given the low interest rates, we are looking to do a streamline FHA and take our rate from a 3.625% to a 2.75%, saving $108/month. 

However, the principal on the loan would increase by $4800. Is this common for the...

It differs in that agents bring cash offers to sellers directly from rental/rehab investors enrolled in the program. 

@Danielle Scott I have heard of down payment assistance programs but what not you're describing.

Donate to an internship program that dosnt take color into account only financial standing.

Not sure what state you live in, but some states offer very good assistance programs for first time home buyer. $20k it’s enough cash to get you going.

In my experience those programs are more comparable with the coaches on "the biggest loser" than being a purchased magic pill that suddenly makes all the changes, so either way it's gotta be you who does it, only question is if on your own or with an expensive coach chasing behind cracking a whip on ya to keep you moving forward at it. 

I soon found out that many of those off the wall get rich in real estate programs ---- really did not work as promoted, so I had to take more, more to find the key to wealth in real estate!

If you take your units out of their program, more will fill the void for the "guaranteed" rent....except there are a hundred situations where it's not guaranteed like you found out. 

@Shaquille Alexander Might want to see if the ADPI lending team offer such a program.