Did some more research, there are two regulators here: ADA (American Disabilities Act) 800-514-0301 www.ada.govFHA (Fair Housing Act)I called ADA.

no, there were not special forms needed. the canadian couple did not, of course have american social security numbers, but they were able to use canadian i. d. in place of that without issue. they purchased the house i sold them and others that they currently own in much the same manner as an american citizen does. i would have to agree with josh, it would be best for your friend to invest in an area of the U S that he can travel to easily. here in buffalo and the western new york area, the couple from canada that i speak of live in toronto which is about 90 miles away. pretty much an easy trip. of course you have to go thru customs on a regular basis which can trigger intrest from them because of the frequent trips, but once they get to know you and the issues that are a part of the reason for the frequent trips, its not a problem. 

I think the cool thing is that you took action and your are better off than 90% of Americans, great job on creating passive income!

Americans don't mature well, many are still in the high school mode, rival football teams and all that, which is the better school.

Although I am still employed, we decided to execute our "crazy" plan so that we would never have to feel tied to a job in the future.

   " I only buy for cash flow appreciation is just icing on the cake"that mentality has led many undercapitalized folks starting with their first rental house.. the banks may require some reserves when the loan is made then they do what most other red blooded Americans do and go buy stuff  LOL   not all but many. 

I always pay with cards at Heeby's, never had a problemYou are correct - they don't take American Express and that is the card I remember trying to use. 

difference between executory contract vs executed contract does not ring a bell with FHA underwriter genius...  

NON-RECOURSE OBLIGATIONS Note Holder agrees that for payment of this Note it will look solely to the Pledged Collateral or such other collateral, if any, it may now or hereafter be given to secure the payment of this Note, and no other assets of Borrower shall be subject to levy, execution or other enforcement procedure for the satisfaction of the remedies of Note Holder, or for any payment required to be made under this Note.

I am referring to independent offices, typically places like Reality Executives charge $50 a month which isn't a lot but they also expect you to sell which takes marketing dollars and more importantly time.