It's going to need some modifications.

Networking is vital & I believe all of these things will make me a very savvy investor.

One person mentioned they are not employees, true, but they ARE a vital part of your overall business chain.

She stopped the foreclosure proceeding and the bank rescheduled the sale and started a loan modification (or whatever thats what she told me).

As long as you do that (allow them the ability to have them installed, and don't "prohibit" the modification) then you have made a reasonable accommodation and are ok as far as the ADA/fair housing goes.Obviously you really should read the appropriate portion of the act yourself, and if you have any doubts or questions seek appropriate legal counsel.

Many accounts had immediate re-default post modification.  

I feel like in the beginning stage, that is vital..

If you don't get the ZBA approval, you can keep trying and making modifications to your plans.

Have a local attorney review your modifications, especially on the first one.

Then experienced financial difficulty and sought out a modification around or about 2009.