Using a 1031 exchange to capitalize on better opportunities is a great strategy.Your point about avoiding over-leverage is particularly eye-opening—it's a reminder of how critical it is to balance leverage carefully.

However 2 things to note: 1) DSCR loans for future investment property acquisitions do not care about your DTI (DTI only really matters when buying a new primary or any time you are using a Fannie/Freddie/Ginnie loan).  2) After 12 months of proof of someone else paying it for you, you may be able to omit it from your DTI calculation. 

Both companies seem to have better rates at the 75% LTV ratio.We are trying to close on a triplex using a DSCR loan under our company.

I ended up using a mastery known and suggested contractor for my rehab.

Also, when using a purchase-seller agreement, what should you include in the contract in case the buyer or seller decides to back-out at the last minute so you are not stuck with the "bill"?

Good info for newbies like me to keep in mind especially knowing I will be using a PM.

I prefer to tap into the equity using a HELOC I’m just unsure about the best way to grow and scale from there.

Hi Wale, Who keeps the promissory note in your example #1 above, of using a Promissory Note and Mortgage or Deed of Trust?

This is a lot of info for the money in my opinion.)However, there are still a lot of folks I can't find and I am thinking about using a skip tracing service.

Hi Chris,My purpose for using a DBA are:1.