(Mobile, Al) The two banks I tried to see what the numbers would be regarding a cash-out refinance, they only do 75% of the purchase price + construction cost and not 75% of appraised value that I’m used to.I did try a DSCR refi, and after several paperwork being submitted, credit score ran, appraisal bought, only to have my numbers change before signing the docs for closing-so that was a dud.My question, who do you know that’s a reputable Union or bank that’s doing at least 75% of appraised value?

I know what agents in my market have a reputation for lying or stretching the truth.The other way is you can ask for a copy of the other contract, with names blacked out.  

Then would start the search for a reputable contractor 

But many people like having a feel for what's going on at their property, and find controlling their reputation and product is easier with small or mid-sized buildings.

I wouldn't depend solely free advice and on contractors' estimates, although there are certainly reputable ones available.

(I won't name the very reputable course) The course experience is double edged...as I needed to learn; but there was just way too many hours of talk and information that could have been wrapped up in an hour rather than 10 hours.   

Remember that a lot of revenue is built on relationships with return renters and web sites like Airbnb where you build a reputation. 

Anyone have any recommendations for any of the following:-Local fix/flip mastermind groups or general real estate investing groups-Reputable hard money lenders with a good reputation - ideally one that has reliable contractor references-Fix/flip friendly contractors-Fix/flip friendly agent that has hyper-local market knowledge of North Dallas markets-Wholesalers worth talking to

They don’t have a great reputation in that area.  

This small minded questioning gives landlords a bad reputation.