Outside we removed an old tree and trenched in the downspouts to the street. 

I understand that I can not use any prior rental looses losses to offset W-2 in 2024 ( i am using those prior year losses to offset capital gains of 3 homes i sold in this year/2024).

SFH are easy to manage, you can have the tenants take care of utilities, lawn care and snow removal.   

My cleaners charge $125  cleaning fee for  2 bed/2 bath and $150 for a 3 bed/2bath, I charge an additional $15/night as a pet fee (Max 2 dogs), Airbnb doesn't allow an additional nightly fee so I charge $150/stay, my cleaners charge an extra $25 for the additionl cleaning required for pet hair removal. 

While it's true that locking in rates for a longer term can seem counterintuitive during steep yield curve normalization, you can remove prepayment penalty altogether if you are comfortable with a higher interest rate.

@Hieu Bui Your numbers are a bit off... roof itself will be close to $10k.. you have soffit rot and that might be rotted inside into the trusses... yikes..I saw ceilings that were leaking as well...Personally, I’d get a waste contractor bin.. remove all the crap, take a log screwdriver and then start poking around... you can see what’s not visible...Once complete, do a materials cost list.

In my area I'm allowed to rent it out that way but I don't plan to get separate addresses because I want to be able to have the flexibility to remove the doors I'm putting in should I ever want to sell it as a SFH in the future.

I have a tenant that wants to remove a light fixture and install a ceiling fan.we told them upon move out as long as everything would be the same as move in.So they remove the large light fixture and installed a ceiling fan.

That way it can cover any mortgage, monetize and when you want to come down just remove the listing dates and enjoy.

I want to reinvest the $100K but I’d hate to loose a 2% loan and cashflow.