Wife was placed locally to finish her doctoral duties and get her PHD in counseling psychology.

While you are doing all of the above pick up a psychology book like “What Every BODY is Saying”.

By the time I was "psychologically ready" to buy again the market had changed and it took me six months of looking before my offer was accepted on a property that met my criteria.

Or how about a psychological eval questionaire one would have to pass before purchasin a gun.

In addition if this is just a psychological rent increase meaning hell my neighbors are charging x rent in addition to me why not charge more rent.

Seriously, human's psychology is your best indicator.

For me, the best motivational material comes from Brian Tracy.The Psychology of AchievementSuccess Mastery AcademyThose two programs helped me change my life on every level.

It's not a decision I took lightly, as that psychological factor of "debt on the home" weighs heavily on me (and even heavier on my husband)On the other hand, if you can take money from the heloc and get it paid back in short order it should help with your credit number.

House will likely attract more longer term tenants, its easier for one or two people to move than a family.I could go back and forth all day, but bottomline if you can comfortably handle the debt both psychologically and financially, then I'd go with the house.

Originally posted by @Seth Sherman:Nobody can ever fire me, or tell me what to do.Now that is worthy of psychological analysis.Really?