While you can't take forever and a day, because a desirable candidate has choices, deciding too quickly can be disasterous.

Frankly, this alone left me no choice but to terminate the lease.  

The one you select really depends on your needs and bookkeepers preference.  

That when decision points happen, you get together and allow them to lead in preference of the actions. 

I hear everyone though, buying a home for STR is the next step and it is the better choice.

You can do a duplex though, which might not be a bad idea.With your credit score, conventional might be a good choice, you only need 5% down for 2-4 units if you live in one. 

Personally I’d prefer having all my loans with one entity like my local credit union who doesn’t sell them and just have the payments come out of my account that I already have with them, keeping it as simple as possible. 

PG's are worthless those that have PGs that are worth anything dont need gap funding they have the cash.this is a play for folks you know well .. not for internet facebook BP etc.. people that do this do it because they know you like you trust you and think your a good operator.Public has to many other choices that are much safer bet.. its not always about ROI with those with money..

When January comes, you will have two disadvantages:- you will have missed on the end-of-year planning opportunities- some of the most highly sought after professionals will be full and not taking clients anymoreAnd the longer you wait, the fewer choices you will have. 

You don’t really have a choice.