Investment Info:

Single-family residence buy & hold investment.

Purchase price: $120,000

Cash invested: $30,000

We purchased this property from a wholesaler. We were happy that we got a really ni...

Not important for the numbers/math to be perfect, but more of a line of thinking.Am I on the right track here?

I'm not looking for perfection just reasonableness.  

For those of you trying to “Time the Market” or trying to figure out the “Perfect Time to Buy”, either because you believe home prices will drop or because interest rates will drop (which they will in the very near future), I have a scenario for you.Consider these two scenarios, in both cases you have the EXACT SAME Principal & Interest Payment1.

Whatever you're borrowing, you'll need at least 1/2 of that amount out of your own capital to get the project done (assuming that you have things timed out perfectly).Maybe it helps people that need to start another project while the last one is on the market, but there are plenty of hard money lender that will actually fund your project.

In a perfect world, I would get a non-recourse construction loan, one-time close to permanent financing.

There's not many "wrong" strategies, other than waiting for the perfect scenario. 

This delightful home offers a perfect blend of comfort and convenience in a serene suburban setting.

As I said earlier in this post, often inconsistencies are perfectly normal and can be easily explained.B.

BiggerPockets needs to aspire to perfection in every single piece of content reflecting a “rational optimism” about real estate investing - we believe in it’s power, and fear near-term volatility.