If so, then you can start looking for another one. 

Or if I should wait until she receives a 2nd bedroom voucher then do the rent increase since I heard you can only do one a year.Any help will be appreciated.Hey @Miguel Vasquez, welcome to the BP Forum!

Depends on the brokerage you have, but the one we use currently has a rate at 5.83% at 50% LTV.

I’m just taking it one step at a time, learning as I go, and trying to set things up the right way from the start.

Start connecting with local investors or attend meetups. it’s one of the best ways to learn and get insight.

One of the topics was him developing 5 acres in town near the golf course.  

That does not mean you are getting the best one unfortunately.

Since my first property is long-distance, I figured it’d make sense to look for my next one closer to home.

They offer an all in one policy, and also had a great rate compared to the others.

I've separated out electricity but not water (never heard of sewer being separated) and I've always had separate gas meters on my properties but have separated the heating system on one.