Even if a family has high coverage, the insurance adjusters still want the lowest option so it's important to also be competitive. 

The problem in analyzing is we have no idea what Thomas' personal FICO/credit history, assets, vesting type etc.. 

Can't wait to pick our own Pineapple and Banana.RE Land-  Belize has one of the lowest population per square feet in Central and South America. 

This can result in significant financial loss and damage to your credit score.

I’ve bought some houses with 0% interest for a year credit card loans.

If the borrower creditable?

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Quote from @Chris Seveney: Quote from @Jay Hinrichs: few things if these are sold to homeowners were the dodd frank rules rigidly followed when you did these.if they are sold to investors then DF doe not come into play.while credit and such matters keep in mind note buyers will want a 12 to 20% or more annual return..

I would also only do this if both properties have solid appreciation potential.If it was me, I’d consider trying to get a HELOC on the first property and use the funds for a flip or a BRRRR so I could pay back the line of credit within 6 months and then go do it again.

Wife and I both have an 800 credit score and plenty of income with a 19% DTI ratio. 2) Do you recommend that as a first timer I actually do go with a higher down payment product as I learn?