🗣️📢 Calling all (cool) attendees!! 

Ricardo,If you need immediate liquidity, selling might be the better option.If you’re interested in long-term wealth building and passive income, renting out the property using a DSCR loan could be a profitable strategy.Regards Joe

That said, if I was retired, in a relatively low income tax bracket, or a real estate professional able to offset my commission income and interest income from PML with major cost-segregation, and wanted some spendable liquidity after a career in investing - PML all the way. 

Had he asked me to leave I would have but instead he just told me it wasn't cool, and next time he expects visitors to have a business card.

My cousin actually lives in Philly and was telling me how the area around Fishtown is still buzzing, but some other parts are cooling off.For first-time homebuyers and investors, the competition isn't as fierce as it was last year.

Super cool!

@Christian Vito Looks like a cool concept. 

@Kevin SobiloHonestly not a fan of investing my tax deferred amounts in syndications that have leverage and depreciationRather use my liquid cash for those types of investments to take advantage of the tax code and use my deferred accounts for types of investments that do not have preferential tax treatment (like private lending etc)

Very dependent on each home's usage profile (as you mentioned) along with heating/cooling equipment type, utility rates and and solar net metering schemas.

I house hack in Ohio, and I like to put down minimum down payments to have more funds liquid for renovations and future purchases.