A capital source that was inexperienced was scared by the hair on the deal while a super experienced and under worked developer wanted to take the whole deal.  

In my (rather inexperienced) opinion, I think it's much like any trade (lawyers, insurance agents, CPA's, realtors, and so on) in REI - some are great:- Responsive- Call / email back quickly- Lots of detail/informationand so on.Whilst others are relatively useless to be gentle about it.I've seen both sides (who thought finding a decent (insert profession here - I've seen it with insurance, accounting, legal, etc.!)

Mike welcome to biggerpockets.I’m still trying to wrap my mind around the Bay View rental market, so private message me if you ever would like to meet up for coffee/tea.

In the last few deals I have done all with hard money lenders I have made a good profit on these home something I could have never done with out them.By the way I'm one of the inexperienced investors you seek of.  

If you are not first, you should get a little higher interest.Since you are lending a small amount and are inexperienced, if you are not in first position you should not even consider participating.

It sounds like you are inexperienced in foreclosures and possibly probate. 

I was inexperienced and didn't know how to seek help or advice.

If you are inexperienced as a rehabber a 100k rehab may be tough to manage for your first project.

And to be honest, in most cases it is good advice, specifically for the financially inexperienced or those who have trouble managing debt. 

I'm just s so inexperienced and people have been taking advantage I have 15,000 for improvements.