I prefer to stay further from the coast and hopefully further from major storm/flooding events (potentially lower insurance costs).  

Hey, I’m looking to connect and network with private individuals who lend money on real estate deals.

@Marc Robinson some may be more adventurous than me but with septic and well I would walk awayI prefer TOH of course but with $300 lot rent and 19 occupied, utilities included in rent I would pay $400-450k for this

Motivated sellers and distressed properties are more likely to surface.Creative Financing: Higher interest rates are opening doors to strategies like seller financing or subject-to deals, where you can secure more favorable terms directly from sellers.Shift in Buyer Preferences: With work-from-home trends still influencing housing demand, suburban and secondary markets are seeing strong growth.

My husband and I are looking to connect with like minded individuals.

Best you can do is individually pull title on properties. 

Northern and central NJ are preferred as I am located in Bergen county.

And I much prefer a group where the members are also getting rich (not just the organizer).I am not paid by Brad!

Also, I'd add that any second position debt, preferred equity, or their brother's, sister's or cousins in any shape or form are at #2 on this list, in really any asset class. 

I usually try to get 10k but sometimes its not possible and I would prefer to make something and give the investor a good deal rather than make nothing trying to move a bad deal.