Since Lenders do not own the property and simply operate within parameters dictated by the investor holding the paper, you can sometimes make a connection with the negotiator on a more personal level by taking a few moments to thank the them for their assistance .

The only uncertainty was what the bank's appraisal would come in at, which would dictate how much money I could pull out.

the only one to ask this question to is your supervising broker or the owner of the brokerage.if your only wholesaling to make bigger money than a commission then logic would dictate you have to be untruthful to the seller and or buyer to the value of the property.. that probably goes against the rule of ethics.IE your going to assign contracts that is.if your going to close..

Well as it turns out the tenant isn't staying... so while I am bummed at needing to fill two units right off the bat - I am glad to have a clean slate and to be able to dictate my own terms

When a foreclosing Lender takes a property back at the mtg foreclosure auction, state law dictates the lender gets a set discount on any past hoa debts....the l Nader only has to pay either 1% of the original loan amount or 12months of dues, whichever is less..I assume though that maybe you are talking about hoa dues During the time the bank owned it?

One dip in what the market dictates (or if there is one tenant that simply paid too much in this case), and it could throw you into a loss for awhile. 

However, some are sold subject to outstanding code violation liens, hoa debts, etc.The law doesn’t dictate this, your contract does.  

Changes beyond the scope of their contracted dictated by the owner or governing agencies or both.Next project you do, ask the engineer to make sure that their cost covers plancheck corrections so there is an amicable understanding of what is being paid for.

This must be done within the timeframe your state laws dictate.

However, local customs would probably dictate that.