It's often a delicate balance between comfort and profitability when it comes to owner-occupied properties.Renting out rooms, as you're considering, is indeed on the more profitable end, especially if you manage to secure a 3-4 bedroom property.

@An Hu Welcome to BP!

Non deductible, Better Proximity securing loans) “ROI soonest months” “Cheapest”. 2nd. 3rd Deals, Off Market, brokerage, government, 4thJudicial, Move to USA 1031Tenant Management due diligencePrevious landlords Credit score,eviction record, income to debt between 40 and 60%,hours at home,Pets, poor character appearance Ie tattoos,drugs,crime,personality,dirty car.Value Add focal pointsRaise the rent,Rehab, maximize rooming, section 8, Reducing management “general”Rehab etiquettecompartmentalizations & entry,Colours, Lighting, Fixtures & Amenities, floor, bathroom cheaper / kitchens, fixed stylization.

Try to go with with Laminate, It comes in a wide array of colours and widths and is fast and easy to install.

Make sure you elect this fixed element properly in colour and design to avoid it in becoming dated over time. 

Non deductible, Better Proximity securing loans) "ROIsoonest months"        Unknown*  “Cheapest”. 2nd. 3rd     Unknown* Deals, Off Market, brokerage, government, 4thJudicial, Move to USA 1031Tenant Management due diligence   Unknown*Previous landlords Credit score,eviction record, income to debt between 40 and 60%,hours at home,Pets, poor character appearance Ie tattoos,drugs,crime,personality,dirty car.Value Add focal points          Unknown*Raise the rent,Rehab, maximize rooming, section 8, Reducing management “general”Rehab etiquette       Unknown*compartmentalizations & entry,Colours, Lighting, Fixtures & Amenities, floor, bathroom cheaper / kitchens, fixed stylization.

Fees are high for acquisition (3.5%), but property management is pretty comparable to my non-HU properties.

@Maggie Cohle We paint all our units one of three palettes - and these three ensembles share colours.  

Different lenders will view the situation in different ways so they should expect to speak with either a mortgage broker who works with multiple lenders or they cn approach nore than one lender to get a handle on their particular underwriting perspective .It is always a delicate conversation and should be handled in an honest and forthright manner.

Nobody has time for it somehow to go through small delicate Items-that is the problem am facing.