Final thought, Google pic to see who else is using that pic of the gray hair dude.......

However, Comptroller of Currency, FDIC, FTC and other regulatory agencies have rulings amending lending activities by consumer and commercial lenders to Reg Z.So far, the individual HML is still out of the woods, they aren't under most of the banking regulators' cross hairs, technically. 

Any lint, hair, dirt on the coil will slow air flow and develop ice.

No microwaves, blenders, coffee makers, hair dryers, etc etc.

The Former gives you most flexibility with least "hair" on it like banks have, the second has the next least "hair" on it and is fixed terms, I would probably avoid an ARM if OF and FC were options.

Also, I try to pretty much stay out of their hair once they are placed.

They're asking $1M, and we haven't done the appraisals, but looking into it I think its worth just a hair over that without even tying in the commercial property.

It could be splitting hairs here but I'm planning on presenting it to my lenders and want everything to look straight. 

I have no prior experience besides managing a hair salon long ago.

Better yet, have a lawyer (not the Moe, Larry, and Curly trio who are handling this current case) review the lease and make it court-proof.Antoinette, I'm sorry you are going through this, but IMO, you brought a lot of this on yourself.