I am a power user for Zoho for a number of reasons including following:Zoho CRM, truly the beast out there.

There's a reason why people refer to the founders of PayPal as the PayPal Mafia. 

Regarding your question about who pays the buyer agent in the first time home buyer market, I see no reason that it will change from the seller paying as it has always been.

I’m also open to alternative strategies, such as private lending or passive investments in funds, to diversify and balance risk.Does this phased approach seem reasonable given the higher HELOC rate?

The reason is the rent-to-price ratio is good so you can cash flow, and most of the West side doesn’t have a Point of sale inspection which is really annoying.

Another reason to not like a PM is that there is no incentive for them to save you money.

They have actuaries and statisticians on staff.If I was in the D.C. area, I wouldn't be overly worried about the general housing market for reasons previously stated by local agents.

A lot of out of state investors try to go for "up and coming neighborhoods"They are called up and coming for a reason.

If you already have low respect due to a pre-determined mindset, it's hard to approach the community with an even or reasonable keel.

Reason for asking is that I am trying to understand what a reasonable target rent per unit is for specific geographical areas.