My wife makes about $42,000 working about 3/4 time and we are having a baby in February, so her schedule will likely continue.

Worse yet the fee is not legally mandatory like taxes and filing fees but unquestionably entered on closing documents.

Yep, I was the only crazy dad down there with his little baby girl. 

The only thing women can do that men can't is have babies.  

Here in chicago for 2-flats I absolutely make sure I have equity in the building because there are more sales meaning more of them in the market to unquestionably tell me the real value.Every market is different so these assumptions may not hold true for 3-unit buildings in other markets but I know they are extremely popular here in chicago and easily sold even if they have some negative equity.

We have a baby on the way any day now so moving into the house would be difficult at best.

I also think that the more things a tenant brings like heavy appliances, baby grand pianos etc, the longer they stay because they don’t want to lug that stuff around. 

Eventually i'll start talking by phone, but for now i'm taking baby steps hehe!.

I have been through Dave Ramsey's FPU and have been doing his baby steps for over a year with my personal finances. 

From there, I plan to send them a handwritten envelope with a baby aspirin inside because I'd have to know what that was were I them.