Cold calling, mailers, signs, google/Facebook, RE meetups, RE agents are all ways a whole sales would find deals

When building my home, I could easily have added $1M to the price tag by just using concrete and steel.  

Maybe adding a camper spot as well?

After year 1 we added more originators, more processors, an appraisal review analyst, a VP of capital markets. 

You already live on the property and would be adding three more unrelated people, which is not allowed.Here's a link to the actual code:https://online.encodeplus.com/regs/orem-ut/doc-view.aspx?

I used the 75% rule on the income and added it and my DTI without the rental goes from 24% to 38%.Or does it just allow me to just take the net profit of that rental and add it to my rental? 

Adding a 1/2 bath, new roof, central air or other typical improvements will increase the value of the property. 

Assuming property taxes + insurance added don't go above $1,100 total, you could maybe make this work. 

total return from an RE investment includes value added, appreciation, tax benefits, equity pay down, and the cash flow. 

Keep personal and business finances separate to create less headache.You should also do the following to make your bookkeeping easier:- File all receipts in a dedicated Google Drive folder.