Finally, it was sold on May 17, 2023, for $265,000 (check it out: https://www.redfin.com/IL/Chicago/8903-S-Union-Ave-60620/home/13108431).

In November 2018, I purchased a $63,000 ruined house on the South Side of Chicago, in an African-American neighborhood, and started renovating it, both with my own hands and with outside experts in plumbing, electrical, etc.

Illinois has strongest trades unions because they own the politician/lawmakers there.

I’ve found 3 local credit unions and two other banks my real estate agent recommended. 

Here is a Google definition of “woke” since you seem to be having trouble with it: “Woke is an adjective derived from African-American Vernacular English meaning "alert to racial prejudice and discrimination".

My friend does union hotel jobs in Las Vegas and the hotels there often have their new remodel contracts signed before the current job is complete!

You obtain the best loans from small local credit unions and banks aka portfolio lenders that hold the notes in house.

Since I am self-employed, I will likely be looking at hard money lenders (HMLs), non-QM lenders (bank statement loans, DSCR loans, and small, local, regional banks and credit unions.

I called my local banks as well some credit unions but they unfortunately only offer for primary and secondary homes.

I was told by another investor that Space Coast Credit Union offers HELOCs on investment properties.