. :)  I always tell my clients to find ONE attorney who appears competent, approachable and reasonable - and follow whichever asset protection religion he practices.

Anyway for those others that read on....Not sure how long you've been here but when I arrived I struggled to even get a cell phone let alone a mortgage, as my credit wasn't established.

Good luck to you whichever path you choose.

I'm on my cell phone at work at the moment so can't really be on here now.Again thanks,Steph

It's definitely frustrating - what I have with one of my properties is a portfolio loan with an adjustable rate, and I'll refi either once I get my DTI back up OR I have 2 years of income to submit, whichever comes first.  

Just click on the map to your state, then click on your county, then go to the data online for which ever branch of public records you need.http://publicrecords.netronline.comHope this helps, so here is that other post.Finding absentee owners and their phone numbers is actually pretty easy now days.

Whichever gets me the best cash flow..in other words, the lowest monthly payment.  

@Alex PrinceYour wife can decide on one of these links:https://www.realestateexpress.com/real-estate-lice...https://www.kapre.com/real-estate-courses/californ...https://www.alliedschools.com/real-estate-programs...https://www.carealtytraining.com/Whichever one she selects her questions will be answered when she calls customer service..

Only you can know that by looking at the figures involved.In any case, don't try forcing the purchase of another property by whichever means necessary.

As a General Rule, my Desired Profit is $20,000 or 20% of ARV whichever is greater.