Your not looking to work with contractors, you highlighted at the beginning you hire unlicensed persons, those are NOT contractors than, they are subs and you are trying to side step what you should be doing because thats probably where most or all your profit lies, not in the deal of the property but in finagling to get done what should be say 50K done for 30K by side stepping regulations and hiring overqualified desperate persons. 

The article is titled Myth Busting:It's not a highly technical notice, but in case the title alone cured your insomnia, I'll sum it up:- The advertised benefits of elastomeric roof coatings (shingle paint) are largely anecdotal and have not been investigated in controlled lab environments- There are no ASTM standards for field applied roof coatings.- Application directions require a clean dry roof.  

Where I am, we are regulated much more stringently and we cannot be the license holder for another contractor, so to me that just sounds strange but you're there so you're information is clearly more accurate than mine, but it does bring up some questions that @Erin Bryant may want to know from a liability standpoint.

Don't know about multiple doors but the above will be true anytime you are borrowing from a regulated institution.  

City of la laws rules regulations and very much a part of the city identity

I believe we will see compressed cap rates unravel as less asset-rich buyers are in the market, as well as the psychology of the average consumer become more pessimistic in response to a bearish environment in our American equities markets.

Just not allowed by regulation nor widely adopted.

Hello Jerry,I am new to investing and do not know what the FHA regulations are.

Escrow agents and sellers are generally regulated here, not purchasers.

That is because of laws and regulations changing, compliance requirements, loan programs that might be used to payoff your note change or are newly adopted.