Pre screen all tenants!!!

Your finance background and market analysis skills are a great fit.

I would be able to come up with this smaller sum amount, since I have been saving.Now, my father is the money man and could potentially help but even 100k-144k is a big amount of money, ALSO he just got his first house back in June 2023, which can impact pre-approvals, so what are my options here?

I recommend that you build your team with qualified tax and accounting professionals.

You can also meet other industry professionals like loan officers and real estate agents that can give you market specific real-world advice.

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.

Learning from others is in my opinion the most valuable skill you can learn in life.

Or maybe you set yourself up more like a professional property manager, where you earn extra money for placing a tenant and/or a percentage of the rent each month rather than just an hourly rate when you have to jump into action. 

I also recommend you consider looking at a professional property manager that can protect you from these mistakes and maybe even put more money in your pocket.

Traveling professionals are typically going to use a site like FF or Airbnb.