For example: Purchase price- 200,000repairs- 50,000ARV- 400,000Equity Available- $150,000I talked with a few lenders and they said they would have to stay in the business and commercial lending side because the property is in the LLC, if I decide to go that route they would be able to do a rate & term refinance.

We could realistically be deep in a recession by then which may make lending difficult if not impossible .

I keep getting shut down by the big banks when I tell them I want to develop a partnership and explore flexible lending arrangements...

@Felicia Hamilton you will find with commercial loans that lenders will offer all sorts of different offerings depending on how much they are wanting to lend on a particular product type.

I work with MANY lenders that can lend to both individuals and LLC on the same loan program.

What sort of lenders would do this kind of lending?

@Hudson WalkerAny sort of lender is normally going to want the home as collateral to lend you money.

Easy enough with the agent, title co, and lending all doing their parts.

Other option is if you have another property that is higher value, you can borrow against other real estate or multiple units to increase the loan amount For small loans you better off finding private person who will be interested in lending small amount.

Going the private lending route could also work well as suggested above, just be aware of UBIT when sourcing from a retirement account.