Lastly, if I get an agent first, can you ask a lender to preform a soft credit check instead of a hard credit check to get a ball park idea of how much you can afford?

To add to what is already posted, you may look at the greater Indianapolis areas like Anderson and Muncie as well - we've been very active in those markets recently.

What is frustrating is that hard money lenders are becoming just like banks with their processes as well. 

This is my last and final offer to buy your house". 

A well written management contract should clearly spell out what is expected of both the PMC and the owner, to PROTECT both and avoid misunderstandings.

Well done again Michael!

@Andrew Steffens - It sounds like you offshore both Airbnb messaging as well direct 1:1 calls.

Sorry about your water damage last it's definitely best to call a outside water damage company.

Lastly, I'll say your OpEx looks low with an expense ratio of 25%.  

I am concerned with rent control as well....The lease is for one yearI know from basement tenant that they signed lease with the sister (but the lease has previous owner's name)if it is fraud - it will be her word against minebasement tenant are probably here illegally and I doubt they would testify