The purchase should be at arm's length, if it isn't you could trigger gift tax consequences which may or may not be an issue. 

The 80% is a 10-year arm (paying fixed interest rate for 10 years and it’ll become variable after this period).

I am leaning towards 10 yr arm and spouse towards 30 fixed, reasoning from other end is, if we refinance we end up paying more interest and longer term.

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

I am not against catching up the required HOA payment but want it to be a justified amount with someone actually reviewing what should be charged as opposed to strong-arming a full payment with late fees included.  

This not only applies to BP, but Podcasts, blogs, newspapers, TV...In terms of the post that you mention, I think a lot of people got up in arms about the poster’s perception and attitude toward the facts he experienced and not the actual facts themselves.

They always toell me that it was a distressed/non arms length sale and that true market value is greater than purchase price.

Your offer should go directly onto the hud home store website, I believe, even with a RM REO.

Venmo's fine print explicitly states it should not be used for business transactions and people you don't know.

Also the big commercial real estate firms like Colliers etc... have research arms that track data for individual markets such as occupancy, avg rent, avg concessions, rent per sq ft, building permits, absorption rates, etc...