What that will allow you to do is setup a US Bank account.The fact of the matter is that traditional bank finance is difficult to obtain (especially in the early stages).

Welome to BP @David Doheny,I would say other than those things you have listed, start talking to potential clients.

I pride myself on being there for my clients 24/7 (respectfully of course, we Realtors do need our family time).My past clients have been happy with my "turn around time" when making offers and keeping the sellers agent on track and keeping the transaction on pace.

Then put the forms for buying in one folder and selling in another folder so that you can review them before going to meet a client.

Next, adding interest to an underlying loan, several issues, but your interest rate won't match the principal owing on the underlying mortgage this makes tax reporting and borrower disclosures difficult, beyond the financial scope of any small investor without a loan compliance department. 

Gaining trust in your ability to manage someone's money is paramount, and you don't appear to have a track record so it could be a difficult sell.  

My firm manages over 200 clients in nearly every time zone, so I'm used to being "on call" all the time with the CEOs that I work with.  

If you don't have the funds to advertise it will be more difficult but no immpossible.

I wondered why the City of South Bend would hire an out of town company for the study until I looked at their national client list which includes over 450 reports for builders, developers, cities, non-profits, planners, investors, lenders, small companies and development subsidiaries of several Fortune 100 companies.You can read the report here https://www.southbendin.gov/sites/default/files/fi...The report is mainly about the residential market potential of downtown South Bend but the gist of it as it relates to your question is that on page 5 it states that approximately 60% of the households in the entire City of South Bend are owner occupied and 40% are tenant occupied.The US Census Bureau data confirms this with their latest data showing appx 59% owner occupants and 41% tenant occupied here:  https://www.census.gov/quickfacts/table/PST045215/...

One plus there is when we get difficult guests (which is not often) we at least get to say goodbye after a few days!