I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I established an LLC for future use, not initially as I understand it can create some challenges if not well established.

Those are more questions for a cpa on structure and the attorney for liabilityBut as mentioned you will need a good sec attorney and to create a reg d offering will run you $10-25k, if you went reg a they will run you six figures and has a lot more compliance and costs attached to it

It's not the best but it is a lot better than most of the Free Real Estate softwares I have seen, but this is because I make sure the software allows me to create Journal Entries, in case adjustments need to be made.

Tax laws can be complex, subject to change, and interpretation may vary based on individual circumstances.

Taxation is at the individual level.  

I prefer this model because you're forcing equity and creating wealth from the start.Thank you!

For example, if the property is occupied and I have to give the tenant 24 hours notice before a showing, the custom calendar won't let the individual schedule a showing today. 

The newer investor can step in and fill that role to create a partnership.The best way to find someone willing to partner is simply networking.

But the title of that property would entirely be in the name of the partnership.Same if you put everyone's individual names on title - it's not split.