And compared to Texas a 200k home can have higher tax's than a 400k in CA. so that does impact buying ability.CA home buyers by and large spend much more of their income on their house and less on cars and other non essential items than folks in any other part of the country.When you run DTI and people have 100k worth of cars a jet ski motor home etc. and living in a 150k home in Texas.

It is not reasonable to discount for functional items just because they aren't new.  

Account Closed I will definitely read those items you listed and attend some REIA meeting.  

Hi Joe,Here is what I am trying to achieve,get three SOLD within last 90 days and how long where these properties in market before they were sold.The other property address I looking for DOM is 158 Rockaway Ave, Rockaway, nj.I also am looking to get the number of bed and bath for 150 Franklin ave and even went to the tax assessor web site to get that info but seems like they do not capture that info.Even for my own house they do not capture the bed and bath info. 

You may also be able to get the court to force the PM to turn over the other items that haven't been turned over.

I'm not aware of any special items within the municipalities we work in, and it would just be Ohio in general, which I do believe allows non-refundable fees.

In other words, if convenience is more important to you than the extra cost of the item over wholesale prices, then you just took advantage of them!

You must be real delicate when discussing these items with them so you don't offend, just inform

You can cloud the title with a - memorandum of option - performance mortgage - see link below. https://www.dropbox.com/s/pni60h5dhdt0xs5/performance%20mortgage.rtf 2. this item makes your lease option invalid - " Our lease option agreement states 1/2 of the monthly rent goes to principle. so $6k over the course of 24 months will be applied to principle."

While an extra $200 a month above your current rent+car payments is certainly achievable for a financially-disciplined person, your actual monthly expenses may be far greater than $2,155.When calculating your monthly housing expense, you also need to account for some of the following items that, as a renter, you do not budget-for, in addition to the $2,155 "base" loan payment:HOA (these can sometimes be several 100's per month, especially in condos)Homeowners' Insurance (this will be several 100's per year)Utilities (some may be covered by your condo HOA)Property Tax (if you don't save for this, you'll be scrambling for cash when the bill arrives)Mortgage Insurance (might be required depending on the size of your down payment) The above factors may be why your bank/lender is only qualifying you for a $1500 per month loan; though you can afford $2200 per month in aggregate, the bank does not want the HOA or County of LA to lien the property due to delinquent HOA payments or Property Tax payments, both of which are senior to the Bank's Paper.