Homeownership may be one step closer than you think if you spend your dollars wisely this year.Based on data released by the Internal Revenue Service (IRS), Americans can expect an estimated average refund of $2,962 when filing their taxes this year.According to programs from the Federal Housing Authority, Freddie Mac, and Fannie Mae, many first-time buyers can purchase a home with as little as 3% down.

Just like television advertised for 50 years before the internet to keep their programming free. 

The local party affiliates (who have either been sold on the "Trees" or think they are falling in line with the grander party desires will put these barriers in place locally (and ruin their community in the long run), but this is at odds with the actual desires of the "Sellers" because solving the carefully chosen "Gin-ed up problem" leaves them without any problem to solve (which is their selling point to get national votes).The SJW's are a disparate group.

There are programs at there that allow for exactly what you are doing.

Many of the sites i have looked at, just appear to be affiliate links to various back ground check sites which does give me a high degree of confidence in the recommendations.

Did an FHA loan on my current 4plex with the owner/occupy program.

And, FYI brother, In my city, we have a program (PHDC) that allows buyers to make offers on and buy properties that provide fair offers and fair rent in relation to the respective community, all while EARNING my real estate license.  

Most utility companies have a Landlord program that automatically switches utilities to the landlord once the tenant cancels service.

I want to purchase my first rental property with a mortgage instead of a conventional loan so I can take advantage of the homestyle/homeready programs which allow you to include renovations in the loan instead of conventional loans that require 15% down.

We have the Healthy Homes Program.